Company Description

Checkout.com is one of the most exciting fintechs in the world. Our mission is to enable businesses and their communities to thrive in the digital economy. We’re the strategic payments partner for some of the best known fast-moving brands globally such as Wise, Hut Group, Sony Electronics, Homebase, Henkel, Klarna and many others. Purpose-built with performance and scalability in mind, our flexible cloud-based payments platform helps global enterprises launch new products and create experiences customers love. And it's not just what we build that makes us different. It's how.

We empower passionate problem-solvers to collaborate, innovate and do their best work. That’s why we’re on the Forbes Cloud 100 list and a Great Place to Work accredited company. And we’re just getting started. We’re building diverse and inclusive teams around the world — because that’s how we create even better experiences for our merchants and our partners. And we need your help. Join us to build the digital economy of tomorrow.

Job Description

The role

We're looking for a motivated, experienced, and detail-oriented Deputy UK MLRO (DMLRO) who will support Checkout.com’s UK MLRO in all matters relating to the oversight and management of the UK Financial Crime Compliance function.

In this role, you'd work closely with the UK MLRO to lead on the day-to-day aspects of UK Financial Crime Compliance.

How you'll make an impact:

• Working with first and second-line analysts to manage and make decisions on escalations sent to the UK MLRO by other business divisions, including Enhanced Due Diligence approvals, merchant change requests, periodic reviews, and screening alerts.
• Presenting balanced, thorough, and well-justified recommendations on risk decisions to the UK MLRO and relevant oversight committees.
• Working with the UK MLRO to design, oversee, and implement improvements and changes to policies, procedures, and controls.
• Working with other internal stakeholders to ensure the UK Financial Crime Compliance function has access to reliable Management Information in order to assess risk and target resources.
• Supporting the UK MLRO to produce key departmental deliverables including business-wide risk assessments, MLRO reports, regulatory reports, and annual policy reviews.
• Designing and delivering targeted training and guidance to business units, including but not limited to scenario-based AML training and thematic reviews of onboarding decisions.
• Working with the UK MLRO to lead responses to the internal and external audit process and progress any action plans or remediation resulting from this.
• Horizon-scanning for regulatory or threat changes and presenting advice and conclusions to the UK MLRO and wider business.
• Managing the suspicious activity investigation and filing process, including conducting reviews of internal unusual activity requests and where necessary managing follow-up actions, including external filings to the National Crime Agency.
• Acting as the UK MLRO’s representative in the event of their absence or leave to ensure business continuity.

Qualifications

About you:

• Prior experience as a DMLRO or similarly senior second line of defence role within an FCA-regulated business. You have proven experience in compliance roles (5+ years)
• Experience working with Payments or E-Money Institutions (ideally fintech with a strong digital focus)
• Relevant practicing certifications such as ICA Diplomas or ACAMS certification, a degree in Law or a similar field (are desirable but not essential)
• Confident decision-maker with the ability to quickly assess and contextualize risks, assess mitigation, and provide a strong rationale for decisions made.
• You have strong interpersonal skills, enable strong stakeholder relationships
• Exceptional verbal and written communication skills.
• The ability to work independently, take the initiative, and manage conflicting priorities.

Additional Information

Apply without meeting all requirements statement

If you don't meet all the requirements but think you might still be right for the role, please apply anyway. We're always keen to speak to people who connect with our mission and values.

We believe in equal opportunities

We work as one team. Wherever you come from. However you identify. And whichever payment method you use.

Our clients come from all over the world — and so do we. Hiring hard-working people and giving them a community to thrive in is critical to our success.

When you join our team, we’ll empower you to unlock your potential so you can do your best work. We’d love to hear how you think you could make a difference here with us.

We want to set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. We’ll be happy to support you.

Take a peek inside life at Checkout.com via

• Our Culture video https://youtu.be/BEwnpHuadSw
• Our careers page https://www.checkout.com/careers
• Our LinkedIn Life pages bit.ly/3OaoN1U
• Our Instagram https://www.instagram.com/checkout_com/

Apply without meeting all requirements statement

If you don't meet all the requirements but think you might still be right for the role, please apply anyway. We're always keen to speak to people who connect with our mission and values.

We believe in equal opportunities

We work as one team. Wherever you come from. However you identify. And whichever payment method you use.

Our clients come from all over the world — and so do we. Hiring hard-working people and giving them a community to thrive in is critical to our success.

When you join our team, we’ll empower you to unlock your potential so you can do your best work. We’d love to hear how you think you could make a difference here with us.

We want to set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. We’ll be happy to support you.

Take a peek inside life at Checkout.com via

• Our Culture video https://youtu.be/BEwnpHuadSw
• Our careers page https://www.checkout.com/careers
• Our LinkedIn Life pages bit.ly/3OaoN1U
• Our Instagram https://www.instagram.com/checkout_com/