Regulatory Reporting Specialist - Central Bank (DFs, CADOCs, External Audit)
CloudWalk
Compliance / Regulatory
São Paulo, SP, Brazil
Posted on Sep 17, 2025
About CloudWalk:
We are not just another fintech unicorn. We are a pack of dreamers, makers, and tech enthusiasts building the future of payments. With millions of happy customers and a hunger for innovation, we're now expanding our neural network - literally and metaphorically.
We are looking for a specialist to act as the technical reference for regulatory reporting to the Brazilian Central Bank (BCB), with a strong focus on Financial Statements (DFs), CADOCs, and external audit coordination. You’ll play a key role in ensuring that all submissions are accurate, timely, and audit-ready.
What You'll Be Doing
- Lead the regulatory accounting close process and the preparation of Balance Sheet, Income Statement (DRE), Cash Flow (DFC), Statement of Changes in Equity (DMPL) and Notes, under COSIF and CPC/IFRS (when applicable).
- Prepare, validate, and submit CADOC reports and other regulatory filings applicable to Payment Institutions (Segment S3), maintaining full audit trails and reconciliations with the general ledger.
- Manage and improve the regulatory reporting calendar, anticipating risks and developing action plans as needed.
- Design and maintain internal controls and automated data quality validations (completeness, accuracy, consistency, timeliness), supported by KPIs and SLAs.
- Act as the main point of contact for external auditors, handling PBC lists, Q&As, circularization processes, and coordination with internal stakeholders.
- Collaborate with Data and Engineering teams to document business rules, enhance ETL/ELT pipelines, and automate checks and reporting packages.
- Support Treasury, Risk, FP&A, Legal, and Compliance teams with regulatory data and financial statement analysis.
- Monitor regulatory changes from BCB/CMN applicable to Segment S3 and lead updates to internal processes and templates.
What You Need to Succeed
- Bachelor’s degree in Accounting, Economics, Business Administration, or related fields.
- (Active CRC registration is a strong plus.)
- Experience in accounting or regulatory roles within financial or payment institutions, with hands-on work in DFs, COSIF and CADOCs.
- Solid experience with external audits (Big 4 or similar), including planning, execution, and issue resolution.
- Advanced Excel/Google Sheets and basic to intermediate SQL for reconciliation and data testing.
- Working knowledge of BCB/CMN regulations applicable to Segment S3 Payment Institutions and internal controls frameworks.
- Excellent command of Portuguese; English for reading/writing regulations and auditor communications is desirable.
Nice-to-Have
- Understanding of IFRS 9 (credit risk classification and expected loss modeling).
- Familiarity with Python (pandas) for automation of checks and reporting packages.
- Experience with BI tools (Looker, Data Studio, Power BI) and cloud databases (BigQuery, Snowflake, Postgres).
Join us at CloudWalk, where we’re not just engineering solutions; we’re building a smarter, AI-driven future for payments—together.
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