Lead is a fintech building banking infrastructure for embedded financial products and services. We operate an FDIC-insured bank headquartered in Kansas City, Missouri. Additionally, we have offices in San Francisco, Sunnyvale, and New York City, where our technical, product, design, and legal teams operate.

We are built for a constantly evolving financial landscape, where new ventures and technological advancements emerge daily. Guided by a team of entrepreneurs and technologists with decades of experience navigating intricate banking and payments regulations, Lead blends regulatory and technological expertise to help our fintech partners scale their operations with compliance and creativity.

Simply put, Lead offers the essential attributes that every fintech seeks in a partner bank. First, unparalleled technical expertise from a distinguished team of developers with an extensive understanding of the banking and payments systems. Second, oversight expertise, automated compliance systems, and bespoke program management to navigate the ever-shifting regulatory landscape. Finally, a commitment to transparency and operational rigor to ensure everyone’s money does what it’s supposed to do.

Basic Qualifications

You are passionate about changing the banking system to meet the needs of a digital economy
You bring 2+ years of production experience, core fundamentals, and a strong command of multiple languages (TypeScript/JavaScript, Java and/or Go for backend)
Have passion for building scalable and performant RESTful APIs and web applications
Are very comfortable jumping between backend and frontend systems
Experience building with AWS technologies and services
Hands-on coding: Develop and maintain a high quality code base, consistently delivering challenging, stable, and maintainable projects on schedule
Ability to collaborate/compromise to get to the best, most efficient outcome
Strong communication skills and the ability to work cross-functionally to align stakeholders on the goals and deliverables
You are curious, humble, and are open to learning

Preferred Qualifications:

Fintech experience is a plus
Ability to perform in a fluid environment with high autonomy

What we offer:

At Lead, we design our benefits to support company culture and principles, to foster an efficient and inspiring work environment, and to create the conditions for our team to give their best in both work and life
Competitive compensation, including opportunities for equity grants, based on experience, geographic location, and role
Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRA
Paid parental leave
Flexible vacation policy, including PTO and paid holidays
A fun and challenging team environment in a dynamic industry with ample opportunities for career growth

*Lead Bank is proud to have an inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

*Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

*Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

*Our compensation reflects the cost of labor across several US geographic markets. Pay is based on a number of factors and may vary depending on geographical market location, job-related knowledge, skills, and experience. These ranges may be modified in the future.

Zone 1: $125,000 - $160,000 (SF/Bay Area, NYC, Seattle, LA)

Zone 2: $105,000 - $150,000 (Austin, Boston, Chicago, Denver, San Diego, DC)

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