Deputy Money Laundering Reporting Officer - Portugal

Remote: Portugal

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 60+ million customers get more from their money every day.

As we continue our lightning-fast growth,‌ 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 10,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

Financial Crime Compliance is a key team that ensures Revolut’s products and processes meet global AML and CTF regulatory requirements, delivering effective and scalable customer solutions. This data-driven team designs and tests controls in a fully digital environment to manage compliance risks efficiently.

We’re looking for a Deputy MLRO to lead the implementation of our Financial Crime and Anti-Money Laundering Control Frameworks. You’ll help maintain and enhance our systems and controls to ensure regulatory alignment and detect money laundering risks in a rapidly evolving landscape.

This is a key role supporting the growth of Revolut’s business and acting as the main point of contact for all financial crime-related activities. The ideal candidate brings extensive experience in the financial industry and a strong background in compliance functions.

Up for the challenge? Let's get in touch.

What you'll be doing

• Designing and managing the Financial Crime and AML Program to address regulatory risks
• Documenting, and refining compliance reporting for regulators, local management, and Group leadership
• Collaborating with Group Financial Crime and senior stakeholders to evaluate and mitigate compliance risks
• Prioritising resources to maintain effective financial crime controls
• Establishing identification and verification standards for customer onboarding
• Overseeing suspicious activity reporting processes and regulatory communications
• Educating teams on policies to detect financial crime and escalate suspicious behaviour
• Acting as primary liaison with local authorities and managing all filings to the Financial Investigation Unit
• Supporting product launches by ensuring regulatory requirements are identified and addressed
• Partnering with cross-functional teams to implement compliance requirements and manage regulatory obligations

What you'll need

• Fluency in English and Portuguese
• A bachelor’s degree
• 4+ years of experience in Financial Crime, including AML, CTF, and Sanctions
• In-depth knowledge of KYC, CDD/EDD, transaction monitoring, risk assessments, and SAR reporting
• Familiarity with financial services regulation and fraud detection methodologies
• Awareness of evolving financial crime typologies and industry best practices
• Excellent knowledge of global requirements for financial crime controls
• Insight into industry-wide trends in financial crime and compliance
• Proven ability to identify financial crime risks and advise on remediation strategies
• Deep knowledge of the EU and PT regulatory environment and key financial crime regimes
• An understanding of payment systems and markets with a focus on technology and mobile applications
• Oversight capability over AML policies and controls in complex financial environments

Nice to have

• A professional qualification from an internationally recognised body (e.g. ICA, ACAMS)

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Important notice for candidates:

Job scams are on the rise. Please keep these guidelines in mind when applying for any open roles.

• Only apply through official Revolut channels. We don’t use any third-party services or platforms for our recruitment.

• Always double-check the emails you receive. Make sure all communications are being done through official Revolut emails, with an @revolut.com domain.

We won't ask for payment or personal financial information during the hiring process. If anyone does ask you for this, it’s a scam. Report it immediately.

By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Revolut. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Revolut may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Revolut's Candidate Privacy Notice