Compliance Operations Analyst
Xendit
Xendit provides payment infrastructure across Southeast Asia, with a focus on Indonesia, the Philippines and Malaysia. We process payments, power marketplaces, disburse payroll and loans, provide KYC solutions, prevent fraud, and help businesses grow exponentially. We serve our customers by providing a suite of world-class APIs, eCommerce platform integrations, and easy to use applications for individual entrepreneurs, SMEs, and enterprises alike.
Our main focus is building the most advanced payment rails for Southeast Asia, with a clear goal in mind — to make payments across and within SEA simple, secure and easy for everyone. We serve thousands of businesses ranging from SMEs to multinational enterprises, and process millions of transactions monthly. We’ve been growing rapidly since our inception in 2015, onboarding hundreds of new customers every month, and backed by global top-10 VCs. We’re proud to be featured on among the fastest growing companies by Y-Combinator.
About the Job
At Xendit, we are seeking a Compliance Operation Analyst who embodies our values and represents our AML/CFT. As the face of Xendit, you will ensure a standardized approach for identifying, escalating, and mitigating potential financial crimes, fraud, or suspicious activities.
Minimum Qualifications
- At least 2 years of experience in AML/CFT compliance operations.
- Hands-on experience in transaction analysis, EDD, and SAR reporting.
- Familiar with AML/CFT regulatory frameworks (e.g., FATF, local regulations).
- Strong written and verbal communication skills in English.
- Proficient with Google Workspace (Docs, Sheets, etc.).
- Strong attention to detail and ability to work collaboratively in a fast-paced team environment.
Preferred Qualifications
- Background in compliance, risk, or financial crime investigations.
- Previous experience in fintech, SaaS, B2B/B2C, e-commerce, or other tech-driven environments.
- Familiarity with compliance tools and systems for transaction monitoring or case management.
- Familiar with AML/CFT regulatory frameworks for other countries such as Singapore, Malaysia, Philippines and other countries
Responsibilities
- Perform transaction monitoring and conduct enhanced due diligence (EDD) reviews.
- Analyze customer profiles, transaction patterns, and risk indicators to identify unusual or suspicious activity.
- Escalate and recommend filing of Suspicious Activity Reports (SARs) when necessary.
- Coordinate with internal teams (e.g., Legal, Risk, Product) and external stakeholders (e.g., regulators or partners) to resolve compliance issues.
- Make decisions on whether to approve, escalate, or deny flagged transactions.
- Maintain accurate documentation of investigation findings and actions taken.